Classic Car Insurance in Ann Arbor, MI

For classic car owners, vehicles are cherished investments that deserve financial protection. Ann Arbor Insurance Associates LLC understands the pride and dedication involved in caring for a classic or antique car. That’s why we provide classic car insurance tailored specifically for collectors and enthusiasts in Ann Arbor, MI.

What Is Classic Car Insurance?

Classic car insurance, sometimes called antique auto insurance or collector car insurance, differs from standard auto policies. These policies are created specifically for vehicles considered classics, antiques or collectibles. This typically includes cars that are at least 20 to 25 years old, well-maintained and not used for daily driving. Coverage may include:

Agreed value protection—We work with you to establish a fixed value for your vehicle, so you may be covered for a set amount if a covered loss occurs.
Flexible usage—Policies may allow for limited pleasure driving, as well as use in car shows and parades.
Special repair options—Your insurance may include coverage for maintenance and restoration services by professionals who specialize in working on your type of classic vehicle.
Spare parts coverage—Coverage may also include rare, original manufacturer or hard-to-find components.

Why Do Classic Cars Need Insurance?

Classic and antique vehicles often increase in value and require care beyond what modern cars typically need. Standard auto insurance may not account for these factors, leaving gaps. Our classic car insurance may address:

Higher values associated with restored or rare vehicles
The need for original or specialty parts
Limited annual mileage and special storage requirements
Coverage for events, exhibitions and club activities

Get Covered Today

Ann Arbor Insurance Associates LLC is familiar with Michigan’s insurance requirements and the needs of classic car collectors in Ann Arbor, MI. We assist with:

Determining eligibility and agreed value
Customizing coverage to fit your vehicle and lifestyle
Explaining Michigan’s insurance laws as they relate to classic cars
Providing ongoing guidance as your collection grows or changes