Farm and Ranch Insurance

Some may believe farming is part of a simpler life, but farming today is more complex than ever.

If you are uncertain about what your policy currently covers, we can help.

We are farm insurance experts who will help make sure your farm operations stay insured. We have custom-fit policies for whatever Mother Nature may throw at you, such as:

  • Traditional production farms and ranches
  • Extra protection for expanding farms and ranches
  • Smaller farms
  • Customized policies

What’s covered?

Your base policy typically protects farm homes, buildings, machinery, equipment, and livestock. In short, all the coverage the average farm may require. Then, we'll tailor fit your policies to meet your exact needs. 

Coverage for your farm or ranch may also include:

  • Disruption of farming operations
  • Identity fraud expense coverage
  • Earthquake coverage
  • Farm machinery and equipment replacement
  • Peak season coverage endorsement
  • Sewer/sump pump backup
  • Temperature sensitive endorsement 
  • Household property protection 

Your operation is more than a business, it’s a legacy and your livelihood. Let us help you protect what you care about most.

Standard policies may include:

  • Rental reimbursement 
  • Equipment breakdown 
  • GPS equipment 
  • Cab glass repair or replacement
  • Foreign object damage to combines
  • Damage during towing and hitching
  • Farm machinery contact with roadbed or ground
  • Borrowed farm machinery 
  • Fire extinguisher recharge

Why we're different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.

Prospect Worksheet

Please download and save the form by clicking the button below.

Fill it out as completely as possible, then save it and email it as an attachment to matt@annarbor-insurance.com.

If preferred, you can print the form and fill it out by hand, fax it to (734) 327-9225 or scan and email it to matt@annarbor-insurance.com.

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